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The Gold Standard for Global Value

BAAL: A Digitally Native Currency Basket

BAALU: Your Key to the BAAL Ecosystem

A foundation for stability and purchasing power preservation

20+1

Currency Basket

AI-Optimized

Dynamic Weightings

Institutional

Grade Security

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  • AICPA SOC
  • ISO 27001
  • GDPR Compliant
  • PCI DSS
  • SSL Certified

The BAAL Protocol

A foundation for stability and purchasing power preservation

Built on True Economic Principles

BAAL represents a fundamental advancement in digital currency design, backed by real economies through a professionally managed basket of twenty major world currencies plus gold reserves. Unlike algorithmic stablecoins that attempt impossible guarantees, BAAL embraces economic reality with transparent floating NAV that reflects genuine diversification benefits.

Each BAAL token represents a specific claim on underlying reserves, with value determined by real-time market prices of constituent assets. This transparent pricing mechanism ensures token value directly reflects the performance of real-world economies.

20+1 Currency Basket

Diversification across major global currencies and gold creates superior stability characteristics compared to any single component.

Major Reserve Currencies (USD, EUR, GBP, JPY, CHF)
Commodity Currencies (AUD, CAD, NZD)
Asian Growth Currencies (CNY, SGD, HKD, KRW)
Gold Reserves for Crisis Protection
Gold picture

Global Remittance Network

Dynamic cross-border flows powered by BAAL's multi-currency infrastructure, enabling efficient value transfer across economies.

Earth picture

Global Presence

Worldwide Accessibility

AI Optimization

AI-Optimized Dynamic Weightings

Machine learning models process 50,000+ data points per second to continuously optimize basket composition while maintaining stability constraints.

LSTM networks predict currency movements
Real-time correlation analysis
Automated stress testing

Transparent Floating NAV

Real-time Net Asset Value calculation provides complete transparency, reflecting actual market performance of underlying reserves.

Net Asset Value Formula:

NAV per Token = (Total Reserve Value - Operating Costs) ÷ Total BAAL Supply

Where:

  • Total Reserve Value = Sum of all currency holdings + Gold reserves (at market prices)
  • Operating Costs = Management fees + Custody fees + Insurance premiums
  • Total BAAL Supply = Number of circulating BAAL tokens

Value transparency ensures sustainable long-term performance.

Institutional Grade Security

Institutional Grade Security

Reserves secured through Tier-1 banking partners and certified precious metal vaults with comprehensive insurance coverage.

Multi-signature custody protocols
Regular third-party audits
Quantum-ready encryption

Advanced Technology Infrastructure

Multi-Blockchain Architecture

ICP for zero-fee operations, Ethereum for institutional compatibility, Layer 2 solutions for cost efficiency—maximizing accessibility across user segments.

Quantum-Ready Security

Lattice-based cryptography and post-quantum algorithms protect against future threats, ensuring long-term asset security.

High-Performance Processing

10,000+ transactions per second at launch with linear scalability, sub-second response times, and institutional-grade reliability.

Cross-Chain Bridging

Secure threshold signature schemes enable seamless token movement between blockchains without centralized intermediaries.

BAALU – The Engine of Efficiency

Your Access Key, Not an Investment

BAALU tokens are digital platform access rights. They are consumed to unlock powerful utilities within the BAAL ecosystem. This is utility in its purest form.

"BAALU tokens are consumed and permanently destroyed through platform usage, creating natural scarcity through genuine operational utility."

– The BAAL Whitepaper

Consumption Utility (Primary)

Fee Discounts

Save up to 30% on transaction costs

Priority Processing

Faster settlement and processing

Enhanced Service

Access premium platform capabilities

* Tokens are burned upon use, ensuring they serve an immediate purpose

Governance Utility (Secondary)

Shape the Platform

Vote on technical and operational parameters

Active Participation Required

Maintain rights by voting regularly

Strictly Limited Scope

Governance covers platform features only

⚠️ Critical Notice Regarding BAALU:

BAALU tokens are consumable digital service credits. They are not designed, offered, or intended as an investment. There is no expectation of profit. Their value is derived from access to platform services, which are consumed upon use. Participation in governance does not confer equity, profit sharing, or any security-like rights.

Who Is This For?

BAAL serves anyone seeking to preserve the value of their money through professional-grade currency infrastructure

Corporate Treasury Managers

Multi-national corporations managing currency exposure across global operations require sophisticated tools for treasury management.

✓ What You Get:

  • Multi-currency reserve management
  • Automated FX risk reduction
  • Real-time NAV transparency
  • No single currency dependency

What You Avoid:

  • Concentrated currency risk
  • Manual FX management
Institutional Investors

Wealth managers, family offices, and institutional investors seeking currency diversification without individual asset management.

✓ What You Get:

  • Professional custody standards
  • Regulatory compliance
  • Institutional-grade security
  • Gold crisis protection

What You Avoid:

  • Unaudited reserves
  • Opaque pricing
Sophisticated Individuals

Anyone seeking wealth preservation through genuine currency diversification, from high-net-worth individuals to everyday savers who understand the importance of protecting their purchasing power.

✓ What You Get:

  • Superior stability characteristics
  • Global economic exposure
  • Accessible to all sophisticated investors
  • Preservation of purchasing power

What You Avoid:

  • Single currency devaluation risk
  • Algorithmic stablecoin failures

Real-World Applications

See how BAAL transforms currency management in everyday scenarios

Cross-border remittances
Cross-Border Remittances

Send money internationally without worrying about currency conversion costs or volatility. BAAL's diversified basket provides stability across borders.

Up to 70% cost reduction
Corporate treasury management
Corporate Treasury

Manage corporate cash reserves with automatic diversification across 20+ currencies and gold, reducing FX risk while maintaining liquidity.

Professional stability
International trade and merchant payments
International Trade

Use BAAL as a neutral settlement currency for global commerce, eliminating bilateral FX risk between trading partners.

Reduced FX risk
Wealth Preservation
Wealth Preservation

Protect purchasing power through multi-currency basket

Crisis protection
DeFi Integration
DeFi Integration

Power DeFi apps with superior stability

Reduced volatility
Platform Services
Platform Services

Use BAALU for fee discounts and API access

Up to 30% savings
Developer Ecosystem
Developer Ecosystem

Build on multi-currency infrastructure

Global compatibility

Leadership & Advisory

Experienced team with deep expertise in finance and technology

Karim Salha - Founder & CEO

Three decades of entrepreneurial and investment experience with deep expertise in Middle Eastern markets. MSc Investment Management from Bayes Business School, University of London. Extensive relationships with government leaders and business executives throughout the Gulf region.

Khalil Sehnaoui

Cybersecurity Advisor

Founder of Krypton Security, top 100 global influencer in Information Security
James Bernard

Strategic Partnerships

Former CCO at RAK Digital Assets Oasis, 20+ years in ecosystem building
Dr. Jonas Gross and etonec Team

Blockchain Technology

COO at etonec GmbH, Former Chairman Digital Euro Association
FUTURE

Roadmap

Q4 2025

Foundation

BAAL Labs Inc. Construction of Token utility platform and BAAL platform simulator

Q1-Q4 2026

Launch

License applications to ADGM UAE, OJK Indonesia and Monetary Authority of Singapore as well as complete development work of BAAL and BAALU platforms

Q1 2027 - Q4 2028

Expansion

Strategic entry into Singapore, Philippines, Malaysia, and Europe

Q1 2029 - Q4 2030

Scale

Become essential global financial infrastructure

BAAL is a diversified currency basket (20 major currencies plus gold) that uses a floating Net Asset Value (NAV) model. Its value moves with the underlying basket rather than a fixed $1 peg. Diversification attempts to reduce volatility, but no stability or redemption guarantee exists.

FIND ANSWER

Frequently Asked Questions

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Discover the Future of Stable Currency

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🛡️ SOPHISTICATED INVESTOR QUALIFICATION

Access is restricted to sophisticated investors who meet at least ONE of the following:

  • •  Professional investors or licensed financial intermediaries
  • •  Net worth exceeding $1,000,000 USD (excluding primary residence)
  • •  Annual income exceeding $200,000 USD ($300,000 combined with spouse)
  • •  Professional experience in financial services or blockchain technology
  • •  Institutional investor or representative of qualified institutions

⚠️ ACCESS RESTRICTIONS AND ATTESTATIONS

By registering for access to the BAAL documentation, you represent and warrant that

📋 Whitepaper Access Request

This application requires manual review.